Payment Gateway
Accept payments securely, easily and reliably with our feature-rich, white label payment gateway solution that empowers organizations of all sizes to grow by delivering payment capabilities anywhere your customers want to pay.
Key Benefits of NMI’s Embedded Payment Gateway
The Flexible & Feature-Rich Payment Gateway
Give your merchants access to everything they need to accept payments and run their businesses the best way possible. Our white label payment gateway offers scalability, security, and integration flexibility while leveraging NMI’s reliable payment processing infrastructure.
Sell Everywhere
Enable online, in-store, self-service and mobile payments (including EMV and contactless payments) from a single white-label payment gateway platform.
Multiple MID Capabilities
Onboard and manage multiple MIDs on a single payment gateway account, as well as consolidate reporting, manage branches, organize products and more.
Powerful Reporting
Give your merchants valuable insights into customer behavior with a single view of their data across multiple channels.
Freedom of Choice
We integrate with 200+ payment processors, 125+ shopping carts and a wide variety of payment devices. Whatever your merchants want to use to pay, we support it.
Easier Management
Merchants can process payments, manage transactions and generate reports on all payment processing activity from a single account. Now that’s streamlined and simplified.
Tokenization
Reuse tokenization cardholder data from previous transactions without having to store or secure it. In subsequent transactions, the same data won’t need to be re-entered.
1.2+
Million Active Merchants
6.5+
Billion Annual Transactions
235K+
Connected Devices
125+
Shopping Cart Integrations
Next-Level Payment Gateway Security
Point-to-Point Encryption
Ensure cardholder data is never exposed during a payment transaction with P2PE, the most secure and effective encryption solution available.
Remote Key Injection
Automatically and securely complete payment terminal key injection at the point of sale with this fast and cost-effective method.
Terminal Management System
Remotely manage your payment devices, including firmware updates required for security or continued EMV compliance.
Our Core Payment Gateway Solutions
Our payment gateway has operated as the cornerstone of our payments and white label payment solutions offering since 2001, connecting any and every payment method your merchants want to provide.
Accept Multiple Currencies
Merchants can take payments in USD, CAD and many international currencies based upon payment processor.
Virtual Terminal
Allows merchants to swipe cards or key in payment details from a browser for phone and mail orders.
Collect Checkout
Lets merchants quickly start selling without a shopping cart by using our hosted payment page and payment button generator.
Webhooks
Automate reporting workflow with instant transaction notifications.
Batch Processing
Lets merchants upload files to the platform and process large volumes of transactions all at once.
Gateway Emulator
Easily migrate from other gateways without having to rework or reprogram software or applications.
Accept All Major Payment Types
Enable payments from Visa, MasterCard, Discover, American Express, Diners Club, China UnionPay and JCB, plus Google Pay and Apple Pay.
Recurring Billing
Takes the hassle out of setting up recurring payments for your merchants.
QR Codes
Lets merchants create payment links as QR codes to quickly and easily get all the benefits of going contactless.
Transaction Routing
Automatically determines which MIDs to route transactions to based on active routing directives using a single gateway account.
Product Manager
Simplifies product management for merchants, letting them easily enter and manage product SKUs and keep inventory organized.
White Label Integration
Your business, your logo, your brand. Make our white label platform an extension of your brand by adding your logo, colors and customizing your URL.
Payments Platform Extensions
Increase revenue for your partners. Add value for your merchants. Reduce attrition for your organization.
Security & Protection
Proactively and predictively preventing security breaches and data leaks with a PCI-compliant payments platform.
Encrypted Devices
Upgrade your encrypted payments with our Swipe POS Software, Customer-Present Cloud or your own app.
Tokenization & Recurring Payments
Providing advanced, detailed reporting on merchant transactions and residuals to help you more effectively score merchants and guide sales efforts.
Customer Token Vault
Reduce risks, simplify compliance, lower fees and improve transaction rates with network tokens.
Automatic Card Updater
Ensures that stored merchants’ cards are always up to date to avoid unnecessary churn and interrupted payments.
Performance & Optimization
Helping you run a tighter, more efficient operation so the online payments are always flowing.
Cash Processing
Consolidate electronic and cash payments into a single report to view all income streams in one location.
Mobile Enhancements
Using the powerful technology in the palms of our hands to streamline and expedite mobile payments processing.
Integrations
Seamlessly integrate with leading platforms and tools to expand your payment capabilities and streamline your operations.
Resources & Insights
FAQ
How should I choose a payment gateway?
Look for a gateway that’s easy to set up, works with your website or system, and keeps payments secure. Check the costs, how it connects to your bank or merchant account, and whether it’s hosted or built into your site.
Yes. If you want to take credit card payments online or on a mobile device, you need a payment gateway. It checks the customer’s payment info and helps complete the sale. Without it, you can’t safely process card payments.
How does a payment gateway work?
A payment gateway encrypts card details and checks for fraud. Then, it sends the payment info to the business’s bank, which passes it to the card network and the customer’s bank. The business receives the money after approval.