Learn what open banking is, how APIs enable faster payments and why it matters for ISOs, payment platforms and software companies.

Payment failures, reconciliation delays and inaccurate balance data; if you’re a payment provider like an independent sales organization (ISO), payment facilitator...When your merchants are juggling supplier bills, payroll and plans to grow their business, even one late invoice can throw their cash flow off balance. That can lead to strained supplier relationships, missed opportunities and slower growth. In fact, 75% of small to medium-sized businesses (SMBs...As digital payments continue to grow, businesses want simpler ways to accept electronic payments. That's where payment facilitators (PayFacs) come in.

PayFacs help merchants get started quickly, making it easier for them to accept payments without complicated setup processes. PayFacs provide all...Digital payments are always evolving quickly. That's why businesses need new ways to improve customer experiences and streamline transactions. As the demand for seamless, user-friendly payment experiences continues to grow, embedded payments have become increasingly essential for businesses.

A payment gateway enables secure, fast and seamless payment processing between customers, merchants and financial institutions. Acting as a digital bridge, it authorizes transactions, encrypts sensitive payment information and ensures the safe and efficient transfer of funds. Whether working with...Keeping payments secure is more challenging than ever. Businesses face threats like data breaches, fraud as well as strict rules and regulations. Strong payment security and payment compliance are essential to protect you and your customers.

Following regulatory compliance standards and using thorough merchant underwriting is key in protecting Software-as-a-Service (SaaS) companies and other businesses from fraud, compliance issues and financial loss. Underwriting involves evaluating new merchants before allowing them to process payments. Companies must assess merchants' business legitimacy, economic viability, and readiness to comply with regulations.

Managing payment processing risks is essential for keeping you and your customers safe. Issues like fraud, data breaches and regulatory non-compliance can lead to various problems ranging from financial loss to legal penalties. As payment technology evolves, new risks emerge, requiring businesses to adapt and enhance their security measures.

The payments industry is constantly evolving. Software companies, independent sales organizations (ISOs) and other payment industry professionals must stay informed about emerging trends. Understanding these shifts isn’t just beneficial — it’s essential. The ability to anticipate and adapt to industry changes is crucial for continuous growth and success.

Getting Started

The payments world doesn’t have to be overwhelming. Our Getting Started guide offers essential insights and resources to help you understand your options, define your needs, and set the foundation for success.

Resources Overview

  • Application and Underwriting
  • Business Intelligence
  • Contactless Payments
  • Embedded Payments
  • Fraud Prevention
  • In-person Payments
  • Marketplace Apps
  • Merchant Management
  • Merchant Sign Up
  • Mobile Payments
  • Onboarding
  • Online Payments
  • Payment Platform
  • Payments 101
  • Payment Trends
  • Reporting and Operations
  • Risk Management
  • Security + Compliance

Open Banking 101: What It Is and How It’s Changing Payments By Jessica Finn

Embedded Lending 101: How It Helps SMBs Access Working Capital By Michelle Kosir

The Role of a PayFac in Modern Payments By Jessica Finn

Embedded Payments: Understanding the Basics By Jessica Finn

The Role of Payment Gateways in Modern Business By Jessica Finn

The Ultimate Guide to Payment Security and Compliance By Abraham Jimenez

Smarter Underwriting: Advanced Solutions To Simplify Risk Management By Abraham Jimenez

Risks & Considerations-Protecting Your Payment Operations By Abraham Jimenez

Market Trends and Industry Insights: The Future of Payments By Jessica Finn