Easy eCommerce Payment Processing Solutions
Simplify ecommerce payments. From no-code hosted payment pages to low-code integration, NMI ecommerce payment processing services empowers you to offer your merchants the online payments experience that works best for them. Our platform gives you everything you need to acquire and underwrite merchants, connect them to your favorite processor and deliver robust reporting.
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eCommerce Payment Processing That Works for Every Merchant
Your merchants are all different. They serve different markets and have varying levels of technological sophistication. The NMI ecommerce payment processing platform gives you everything you need to deliver the ideal solution for each merchant’s online payment needs. Let them choose from 150+ global processors, Shopify integration and over 125 shopping carts to meet the specific needs of their business. They can start accepting payments with no-code or low-code payment solutions for ecommerce, or take advantage of our SDKs and APIs to create easy, seamless integrations.
No-Code Integrations
For your merchants who need a simple and easy checkout experience, we offer simple solutions to create and link to a hosted payment page. They’ll be ready to accept payments in minutes, and can generate buttons, checkout links or QR codes without any need for development. The checkout page lives entirely on NMI’s servers, ensuring that no payment data ever touches their environment for full security and compliance.
Explore 4 ways to create a seamless ecommerce checkout
Low-Code Integrations
Our low-code ecommerce payment solutions make it easy for merchants to securely collect and tokenize payment information without handling sensitive data directly. With easy to use design toolkits and Collect.js JavaScript framework, implementation can be as simple as pasting a single script tag. Merchants can quickly set up checkout pages while keeping full control over the look and feel of their customer experience. This way, merchants can retain full control over the look and feel of their checkout experience. Implementation can be as simple as pasting a single script tag to a checkout page.
Seamless Integrations
Sophisticated merchants can build custom ecommerce payment processing solutions using NMI’s collection of SDKs and APIs. With a variety of options to choose from, based on ease of integration, required resources, features and additional security needs, your merchants can design the perfect ecommerce payments experience for their customers directly on their website.
Less Fraud, Higher Acceptance & Lower Costs
Customer Vault
Safely store customer card information to enable faster, more secure repeat and future transactions. NMI’s tokenization solution, Customer Vault, transforms sensitive payment information into a secure and unique token value, allowing merchants to process subsequent repeat and subscription transactions without having to store—or re-collect and re-enter—customers’ sensitive payment data. Fraud is reduced and acceptance rates rise.
Network Tokens
Boost payment approvals and reduce costs with the power of network tokens. NMI Customer Token Vault delivers all the benefits of tokenization—allowing your merchants to repeat transactions securely without needing to store or recollect customer payment data—but with the distinction that tokenization occurs at the card network level. This keeps the tokens relevant even if the primary account number (PAN) on the underlying card has changed due to loss or expiration.
Safe & Secure Payment Processing
NMI lets you offload the burden of payment security to our PCI DSS Level-1 certified systems. We pride ourselves on exceeding the industry standards for security at every level. We also offer advanced services that can improve your experience and grow your revenue while protecting your merchants and their customers. Screen suspicious transactions for fraud, reuse tokenized cardholder data, give your merchants a singular view of each customer—and so much more.
PCI DSS Level-1 Compliance
We’re audited annually by independent security assessors to ensure we’re adhering to the industry’s highest level of certification and PCI standards.
Disaster Recovery
Our infrastructure is carefully designed to avoid single points of failure, allowing for continuous service and unrivaled survivability.
Uptime Defense
We aim to detect and resolve issues before they impact transaction processing. Our entire infrastructure is monitored around the clock to alert our engineers of potential trouble.
Penetration Testing
We’re constantly testing our systems to ensure they’re secure. We perform rigorous automated vulnerability scans on both our internet-facing and internal infrastructure.
Secured Access
The NMI network has been built with minimal access to outside networks and the internet.
Vulnerability Management
All internet-facing and internal infrastructure is updated as soon as security patches are made available by the vendor.
Distributed Denial-of-Service Mitigation
We use a leading third-party DDoS mitigator that quickly scrubs malicious internet traffic when needed.
GDPR Compliance
NMI uses our rigorous cardholder data security measures to comply with the European General Data Protection Regulations (GDPR), maintaining the integrity and confidentiality of all personally identifiable data.
Get More From Our Flexible Payment Acceptance Platform
Give your merchants everything they need to accept ecommerce payments. Powerful features from the NMI platform help them sell more easily with tokenization, gain insights with streamlined reporting and manage all of their transactions within a single account.
Offer them more than they expect and build lasting merchant relationships.
Explore What’s Possible
Build & Deploy on Your Timeline
Get access to all the tools and features you need to get your payment acceptance solutions online. Explore API and SDK documentation that will make it easier for your developers.
Stay Ahead of Industry Trends
Give your business an edge with access to the latest views and insights from the payments experts at NMI.
eCommerce Payment Processing FAQ
What is ecommerce payment processing?
Ecommerce payment processing is the system that enables online businesses to securely accept and authorize digital payments from customers. It involves capturing payment details, routing the transaction through a secure payment gateway or processor, and transferring funds from the customer’s account to the merchant’s. A reliable ecommerce payment processing solution ensures fast, secure, and seamless checkout experiences for online shoppers.
What are the payment methods for ecommerce?
Common payment methods for ecommerce include credit and debit cards, digital wallets (such as Apple Pay and Google Pay), and ACH transfers. Advanced ecommerce payment processing platforms also support recurring billing, tokenized payments, and alternative local payment methods to accommodate global shoppers.
What is the transaction process in ecommerce?
The ecommerce transaction process begins when a customer initiates a purchase online. Their payment details are securely captured and sent through a payment processor for authorization. If approved, the funds are transferred to the merchant’s account. The entire process typically takes just a few seconds, but behind the scenes, it involves encryption, fraud screening, and multiple financial parties to ensure security and compliance.