Mobile Payments Solutions

Unlock the power of mobile payment solutions with NMI. From contactless EMV and tap-and-go convenience to digital wallets like Apple Pay and Google Pay, plus softPOS technology that turns smartphones into secure terminals, NMI enables fast, flexible, and secure payments on any device—so customers can pay, purchase, and be on their way.

Start Accepting Mobile Payments

Why Everything Is Moving to Mobile

Smart devices have gradually become the most convenient way of doing everything—and that includes payments. Merchants want to accept contactless EMV payments in store, in the field or at home with their smartphones, using either a software solution (softPOS) or an attached card reader (mPOS). Consumers expect the speed, convenience and security of paying directly from their mobile devices using mobile payment apps and wallets, enabling faster checkouts, enhanced security and a seamless shopping experience. NMI makes all of this possible with our mobile payment solutions.

Apple Pay & Google Pay: Simple Mobile Wallet Acceptance

Give your ecommerce merchants a seamless way to accept mobile payments with Apple Pay and Google Pay, reducing friction and increasing conversions. Using NMI’s hosted checkout solution, Collect Checkout, mobile wallets can be enabled in just a few clicks. Google Pay comes pre-enabled, Apple Pay can be added in seconds, and developers can use Collect.js for a low-code option offering a more customized checkout process.

softPOS: Tap to Pay Anywhere

Tap-to-mobile, or tap-on-phone, is the next step in payment innovation. With NMI’s softPOS solutions, your merchants can accept contactless EMV payments directly on their smart devices. Whether through Tap to Pay on iPhone or Tap to Pay on Android, a simple tap from a customer’s contactless-enabled card or digital wallet delivers speed, security and flexibility to accept mobile payments anywhere.

mPOS: Mobile Point-of-Sale Power

Our turnkey mobile payment app, iProcess, and our SDKs deliver the flexibility of mPOS technology for your merchants on the move. Every card swipe, dip or tap is supported, allowing businesses to accept mobile payments wherever they operate while delivering a fast, seamless checkout experience.

Faster, safer, and more convenient

  • Easy Management
    Centralized reporting, monitor transactions in real time
  • Contactless & NFC
    Support Apple Pay, Google Pay & NFC tap-to-phone
  • Flexible Acceptance
    From retail counters to events— accept payments anywhere

Mobile Payment Apps and SDKs for Every Business

iProcess and our SDKs make it easy to accept payments anywhere, from mPOS to softPOS and contactless EMV.

Mobile App Payment Acceptance

With our Direct Connect SDKs, developers can easily build mobile payment solutions into apps, enabling seamless Apple Pay and Google Pay in-app experiences. This gives businesses the flexibility to accept mobile payments wherever customers choose to pay.

Explore Mobile App SDKs

Mobile SDKs for Developers

NMI’s mobile SDKs simplify building custom mPOS applications. SDKs for iOS and Android devices include a card reader library that simplifies integration with encrypted mobile card readers, enabling secure and flexible mobile payment experiences.

Read More About Mobile SDKs

Comprehensive Mobile Payments

From flexible processor connections to strong security, NMI delivers everything businesses need to accept mobile payments. The platform combines softPOS, mPOS and contactless EMV to create scalable mobile payments solutions that adapt as businesses grow.

Explore Gateway Features

Build with NMI: Developer Resources

NMI’s detailed documentation, guides, APIs and SDKs make it simple to integrate mobile payments solutions into applications. Whether building with softPOS, mPOS or wallet-based checkout, these tools provide seamless ways for businesses to enable their merchants to accept mobile payments.

View Developer Documentation

Mobile Payments FAQ

What are mobile payments?
Mobile payments are transactions completed using smartphones or tablets through apps, digital wallets, or contactless EMV technology, offering fast and secure checkout experiences.

How does NMI support mobile payments?
NMI’s mobile payment solutions include Tap-To-Pay, iProcess and Text-to-Pay. softPOS, mPOS, and contactless EMV support, along with Apple Pay and Google Pay integrations, enabling merchants to securely accept payments anywhere.

What is the difference between softPOS and mPOS?
SoftPOS turns a smartphone or an NFC-enabled tablet into a payment terminal without extra hardware, while mPOS uses a card reader connected to a mobile device. Both offer flexible ways to accept payments on-the-go.