Zero-Friction PayFac Enablement
Payment facilitators are racing against the clock. NMI’s payment acceptance platform gets you from day one to ROI quickly. We’ve specifically designed our platform to speed up time-to-market, simplify sub-merchant account creation, and scale with your growing business.
Flexible Payment Acceptance Solutions
Launch & Manage Merchants
You’re always competing to offer the best payment experience to your merchants—and that starts with easy onboarding. Our platform solutions help you attract merchants and onboard quickly. But it doesn’t end there. Once launched, you’ll find merchant management tools that help you keep your merchants happy.
Easy White-Labeling
From initial onboarding all the way through, you’re always in control of your own brand when NMI is your payments partner. Logos, colors, and URLs are all customizable within our solutions.
Instant Onboarding
Businesses come to PayFacs because they want to skip underwriting headaches and long wait times. Our payment acceptance platform lets you deliver on the PayFac promise with instant merchant and platform accounts—created in a single step.
Sub-Merchant Creation & Management
We collect a few simple data points via our payment gateway and communicate them to an appropriate processor in real time. The result? A sub-merchant account that’s created and managed under your master merchant ID automatically.
Modular Sub-Merchant Accounting Tools
Define your revenue goals and use our tools to meet them. Finely control your relationships by setting individual rates for sub-merchants. Our platform will automatically track the credit card processing and platform fees for each sub-merchant.
A Modular Payments Platform That’s Always Innovating
NMI is dedicated to always refining and growing our payment acceptance platform—offering a flexible range of modular services that you won’t need to build in-house. Our PayFac partners and their sub-merchants benefit from that continual investment. We hope that you’ll join them.
Monetize More Parts of Your Relationship
Set your pricing based on transactions or monthly recurring revenue at the level that works for you and your customer relationships. And grow profits even more by giving your merchants access to our modular technology stack—all within your offering and brand.
Expand Value-Added Services
Add-on services and extensions like NMI Customer Vault, Text-to-Pay, and NMI Bill Connect bolster your merchant relationships while generating revenue.
Entering New Channels
For payment providers that have traditionally specialized in one or just a few channels, shifting to an omnichannel strategy will keep merchants happy while potentially increasing payment volume.
Payment Intelligence
Flexible Reporting Tools for Sub-Merchants
KYC Service & Reporting
Know Your Customer (KYC) requirements are different for the payment facilitator model. Our payment gateway provides all the tools necessary to stay compliant—including comprehensive reporting.
Consolidated Platform Reporting
If you’re also servicing merchants with traditional accounts, our unified underwriting and merchant services CRM tool will still be fully compatible with any traditional merchant accounts onboarded to the platform.
Chargeback Importation & Notification
You and your sub-merchants will be automatically notified of any chargeback activity for fast action and risk assessment.
Reconciliation Reporting
NMI offers transaction and settlement reporting, making it easier for PayFacs to track net and gross settlements.
Stay Ahead of Merchant Risk
Faster, Smarter Underwriting
It’s time to get up and running quickly. ScanX is our fast, automated underwriting solution. Understand and limit your risk while speeding your path to ROI. Onboard sub-merchants in minutes and decrease merchant abandonment. Strengthen your revenue streams with powerful payment facilitator enablement from NMI.
Resources & Insights
NewsNMI Research: As FIFA World Cup 26™ Heads to North America, Nearly Half of U.S. Travelers Say Paying Is Easier Abroad and Transit Is the Weak SpotKnow More WebinarsManual to Magic: Unlock Merchant Growth with Payments-Centric CRM AutomationLearn More Press ReleaseHow Embedded Payments Are Transforming SaaSRead More InsightsFraud-as-a-Service Is Here and Your Merchants Are the TargetRead More WhitepapersBuild vs. Buy: Core Considerations for Sourcing Your Payments SystemsRead More Press ReleaseEmbedded payments are simplifying transactions for consumers and small businessesRead More EventsIPMIRead More NewsNMI Acquires Fee Navigator, Adding AI-Powered Pricing Intelligence to Its Embedded Payments PlatformKnow More WhitepapersThe Four Journeys of Software Payments MonetizationRead More Case StudiesPowering Global Growth: How IPS Scaled Merchant Services With the NMI GatewayRead More InsightsHow to Solve Your Merchant’s Most Pressing Invoicing ProblemsRead More Case StudiesEmpowering Agents, Accurate Payouts: How FLO Scaled With Merchant CentralRead More EventsMWAARead More WebinarsFuture-Proof Your Business with Embedded Lending Through a Payments CRMLearn More
Talk to Our Team
It’s time to maximize the value of your customer relationships, attract more business, and future-proof your offerings with the flexible and modular NMI payment acceptance platform.